FOR RETIREMENT INCOME.
FOR DEATH BENEFIT.
Before investing, your client should consider the investment objectives, risks, charges and expenses of the annuity and its investment
options. Call the National Sales Desk for a free prospectus containing this information. Your client should read it carefully.
Prudential Annuities uses a predetermined mathematical formula to help us manage your client’s highest daily guarantee.
Each business day, the formula determines if any of the account value needs to be transferred into or out of the AST
Investment Grade Bond Portfolio (the “Bond Portfolio”). At any given time, some, most, or none of the account value may be
allocated to the Bond Portfolio. Amounts invested in the Bond Portfolio will affect the ability to participate in a subsequent
market recovery. Conversely, the account value may be higher at the beginning of the market recovery. We are not providing
investment advice through the formula. See the prospectus for complete details.
Annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and
each is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of
Prudential Financial, Inc. They contain exclusions, limitations, reductions of benefits and terms for keeping them in force.
Issued on riders: P-RID-HD(7/12) and P-RID-HD-HDB(7/12) and P-RID-HD-HAB(7/12)-NY, et al. or state variation thereof.