Put our investment management
know-how to work for your clients.
At TIAA-CREF, we draw upon over 94 years of experience in managing money
with a long-term perspective. We apply that know-how to our full range of
mutual funds, which are available to everyone. The results? Over 75% of our
mutual funds have exceeded their Morningstar medians despite the market
volatility over the past few years.*
See what our financial know-how can do for your clients. Visit
www.tiaa-cref.org/FundsForAll or call 800 719-1193 to learn more.
Past performance is not indicative of future returns. TIAA-CREF products may be subject to market and other
risk factors. See the applicable product literature, or visit tiaa-cref.org for more performance and Morningstar
data details. Consider the investment objectives, risks, charges and expenses carefully before investing. Visit
tiaa-cref.org for a current prospectus that contains this and other information. Read it carefully before investing.
*Morningstar Direct (6/30/12). For the purposes of this calculation, the financial crisis began on 10/1/08 and performance was tracked through
6/30/12. The calculation includes all 18 retail mutual funds tracked by Morningstar. The Morningstar category median represents the midpoint of
an index of comparable funds based on the underlying securities of the fund and other portfolio statistics over the past three years, as defined by
Morningstar. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any
federal government agency, are not a condition to any banking service or activity, and may lose value. TIAA-CREF Individual & Institutional Services,
LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. ©2012 Teachers Insurance and Annuity
Association-College Retirement Equities Fund (TIAA-CREF), 730 Third Avenue, New York, NY 10017.